A friend and I were talking about how busy we were with finding jobs and finishing college, when he mentioned buying time with a Credit Card. I thought to myself, "that would be absolutely fantastic! ...or would it?"

Imagine what life would be like if time could be charged on credit. Some would have tons of time to do anything, while others would be falling behind on everything - all depending on their credit scores. Those will good credit history (aka productive time management) could buy more time to do whatever they wished.

Let's be real for a minute and consider what "buying time" is really like in the world of flesh and blood. You're probably thinking it all depends on what you need time for. Certainly, finding time to acquire a Master's degree is different from getting an extra hour or two of sleep at night. To me, time is something we mold and sculpt to fit our lifestyles. We each have different likes, dislikes, ambitions, and plans for the future - including exactly how we're going to get there.

How do you price time and at what cost do you buy it? I heavily invest into my future. For better or for worse, I don't rush things and take things very easily. I often fall behind on accomplishing things, because of... you guessed it... time. I have plans to take over the world, but I just can't afford the time, you know? Maybe I should up the credit line on my credit card.

Moral of the day: Time is responsible for our past, present and future. Befriend him and learn to play nice. Find your style of how you buy and spend time, get comfy, and set some goals.